Structured Settlement is the payment of compensation for a personal injury or wrongful death in the form of periodic payments rather than in one lump sum.

The payments can be scheduled to meet future income needs such as college education, home purchase or retirement.

Payments are free of income tax under Section 104(a)(2) of the IRS Code.

Structured settlements eliminate the risk of dissipating settlement funds, providing for the long-term security of the injured party or surviving dependents. Payments are funded by annuities or reinsurance issued by the largest, most secure life insurance companies.